States With the Highest and Lowest Assisted Living Costs
Medicare Part B Premiums, Deductibles Going Back Up in 2024
What to Do If You Lose Your Medicaid Coverage
Can I Have Both Employer Insurance and Medicare?
People may have Medicare and other insurance simultaneously for several reasons.
The Redetermination Process for Medicaid Benefits
As part of the Medicaid redetermination process, the agency evaluates a beneficiary's eligibility to continue receiving Medicaid benefits. Typically, this process occurs annually. However, during the pandemic, the federal government enacted the Families First Coronavirus Response Act (FFCRA), requiring continuous Medicaid enrollment…
Protection from Spousal Impoverishment
Several decades ago, Congress created safeguards to protect the savings of married couples using Medicaid. These protections prevent husbands and wives from bankrupting themselves funding care for their loved ones. They originally required states to allow spouses of nursing home…
An Elder Law Attorney’s Strategic Medicaid Planning
In the United States, Medicaid offers health insurance to low-income families and individuals. Due to the high cost of long-term care, Medicaid planning is becoming more popular as an alternative to spending down assets to qualify for benefits for people…
Are Both Spouses Eligible for SSDI?
It is possible for both spouses to claim Social Security Disability Insurance (SSDI) benefits, but each spouse must meet the eligibility criteria on their own. SSDI benefits consider the work history and earnings of each person who has worked and…
Medicaid Compliant Annuities
Annuities are financial products that pay a set amount each year, generally throughout the life of the annuitant. Most annuities are deferred, meaning the payout doesn’t occur until a later date. However, you can receive immediate payouts if you purchase…