Seniors can benefit from technology in many ways, including improving their health, lifestyle, safety, and entertainment. While the younger generations may think older Americans are technology dinosaurs, they are becoming more digitally connected than ever before. Seniors participating in technology…
Several decades ago, Congress created safeguards to protect the savings of married couples using Medicaid. These protections prevent husbands and wives from bankrupting themselves funding care for their loved ones. They originally required states to allow spouses of nursing home…
Annuities are financial products that pay a set amount each year, generally throughout the life of the annuitant. Most annuities are deferred, meaning the payout doesn’t occur until a later date. However, you can receive immediate payouts if you purchase…
Scammers are becoming increasingly adaptable and mimicking communications that resemble tech support employees, government employees, and romantic partners to target seniors and near-seniors. Seniors are particularly vulnerable groups as they are typically homeowners with substantial financial savings, good credit scores,…
Sadly, elder abuse has been on the rise for many years. Older, vulnerable adults can be exploited in many ways. The senior population can be manipulated by strangers, professionals who deal with their assets and even trusted family members and…
As of 2023, the U.S. Department of Veterans Affairs (VA) will match the Social Security Administration's cost of living adjustment (COLA), which will increase benefits by 8.7 percent. The VA disability monthly tax-free benefit is available to qualifying former military…
Many US seniors are struggling with financial insecurity due to the current inflationary pressures. Aside from cutting back on unnecessary expenses, many retirees or near-retirement individuals should look to existing government programs to possibly qualify to receive assistance and reduce…
A recent federal court decision now allows some Medicare beneficiaries to appeal previous decisions that were made regarding their patient status. The Underlying Issue When Medicare patients go to a hospital, they often enter through the emergency department. The physician…
Our world is full of stress, and we are constantly bombarded with bad news, injuries, and illnesses. Chronic pain can be especially stressful. So finding ways to release and cope with pain and stress help people live longer, happier lives.…